Do you remember a time, perhaps when you were 7 or 8 years old -- maybe older (or younger) , and you started to become aware of just how big the world is, and that there are forces out in it that would crush you like a bug if you weren't careful? Or maybe even if you were?
Somehow you got used to it. You told yourself that if I pay my taxes and bills on time, save money, eat right, get an education, exercise, go to church, recycle, see a doctor regularly, brush and floss, regard my parents, work hard, do onto others as I would like done onto me, it'll be alright.
But you're not so sure, are you?